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當(dāng)前位置:考試網(wǎng)  > 試卷庫  > 學(xué)歷類  > 自考  > 自考專業(yè)(法律)  >  案例:甲與乙簽訂一份合同,根據(jù)此合同,甲簽發(fā)并承兌了一張以乙為收款人的商業(yè)承兌匯票。 乙將該匯票背書轉(zhuǎn)讓給丙。 當(dāng)丙向甲的開戶銀行丁提示付款時(shí), 因甲存款不足而遭退票。 丙以甲為被告以票據(jù)糾紛為案由提起訴訟。 此時(shí), 因乙未按照約定履行合同,甲要求法院追加乙為第三人,請(qǐng)求法院判令乙向丙承擔(dān)票據(jù)責(zé)任,免除自己的票據(jù)責(zé)任。 問:(1)銀行丁以甲存款不足拒絕付款是否合法?為什么? (2)丙以甲為被告提起票據(jù)訴訟,是否適當(dāng)?為什么? (3)甲要求追加乙為案件第三人的主張是否應(yīng)當(dāng)支持?為什么?
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案例:甲與乙簽訂一份合同,根據(jù)此合同,甲簽發(fā)并承兌了一張以乙為收款人的商業(yè)承兌匯票。 乙將該匯票背書轉(zhuǎn)讓給丙。 當(dāng)丙向甲的開戶銀行丁提示付款時(shí), 因甲存款不足而遭退票。 丙以甲為被告以票據(jù)糾紛為案由提起訴訟。 此時(shí), 因乙未按照約定履行合同,甲要求法院追加乙為第三人,請(qǐng)求法院判令乙向丙承擔(dān)票據(jù)責(zé)任,免除自己的票據(jù)責(zé)任。

問:(1)銀行丁以甲存款不足拒絕付款是否合法?為什么?

(2)丙以甲為被告提起票據(jù)訴訟,是否適當(dāng)?為什么?

(3)甲要求追加乙為案件第三人的主張是否應(yīng)當(dāng)支持?為什么?

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正確答案:

(1)合法。因?yàn)殂y行承兌匯票的出票人應(yīng)當(dāng)是在承兌銀行開立存款賬戶的法人及其他組織, 出票人與承兌銀行具有真實(shí)的委托付款關(guān)系并符合銀行對(duì)其資信要求, 否則, 銀行將拒絕承兌。

(2)適當(dāng)。因?yàn)楦鶕?jù)我國(guó)《票據(jù)法》第 26 條之規(guī)定,出票人簽發(fā)匯票后即承擔(dān)保證該匯票承兌和付款的責(zé)任。 因此,本案中持票人丙不能承兌, 可以以出票人甲為被告主張票據(jù)權(quán)利。

(3)不可以。甲乙之間的糾紛為基礎(chǔ)關(guān)系糾紛,不涉及票據(jù)權(quán)利。因此甲不得主張將乙追加為第三人。

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